$4,000 for your new home

It’s time to get your name stamped on $4000*

The fall home buying incentive, “Buying Into Baltimore”  is back this weekend to help you to get $4000 toward down payment and or closing cost.  All you have to do is spend a few hours learning about the home buying process while attending a workshop, visit a few homes, and go under contract within 90 days of the event before the funds are gone.  Simple right?  YES!!!!

Get an additional $1,000 by purchasing a home in one of the city’s designated area.* Home purchases can be up to $417,000 and income requirements are very fair.

Note:  The first 30 people who submit their contract and have met the programs requirement will receive the $4,000 toward down payment and or closing assistance. 

Summary: 

· Attend the event September 21, 2013

· Go on housing tour

· Take Home-ownership  Counseling workshop

· Contribute at least $1,000 of your own money

· Work with me or any licensed real estate sales person to produce a fully ratified contract within 90 days of  event

*Please visit official website for more information. 

Click here to visit Buying into Baltimore.   

        Better yet…..just ask me!        

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 Let's rebuild this city!

The house is just fine” REALLY!!!!

"I don’t need a home inspection." 

                                 The house looks just fine” REALLY!!!!

Remember the movie, “Money Pit?” Well guess what; they didn't get a home inspection!

Home inspections are optional but necessary. During an initial walk through of a home it may appear that things are good and in working order BUT are they really?

A home inspection is designed to evaluate a house and

provide professional opinions about its condition and structural integrity.  The inspector will evaluate and test the plumbing, electrical system, heat and air conditioning, insulation, doors, windows, appliances etc. 

Although inspectors vary in experience, ability and thoroughness the actual inspection usually lasts two to three hours.  It is recommended that you the buyer and your agent are present for the entire time.  Some inspectors will point things out their findings to the buyer as they work.  Also, any problems the inspector uncovers will make more sense if you see them in person instead of relying on snapshots within the report. 

Inspectors typically detail their findings in a report which should include pictures to support their findings.  The reports are typically delivered to the buyer and the buyer’s agent within 24 hours of the inspection being completed.

The report will typically include:

• problem identified, safety issues, major or minor defects 
• which items need  repair, service or replacement
• items that are suitable for now but should be monitored closely and budgeted for repair in the future.
• Tell you about routine maintenance that should be performed

If problems are uncovered it the perfect time for you and your agent to review and determine if you want the seller to address some or all the issues found in the report, or determine if you want to continue to move forward with the purchase of the house. Please note; the Seller is not obligated to grant any of the requests.  If you are unable to come to a consensus of repairs you may be able terminate the contract without any penalty.

Don’t fall into the traps and believe:

•   I know someone who can fix it
•   I can do it myself
•   I love with this house
•   I don't care what the problems are
•   It’s new construction and there won't be any problems.  

The bottom line:

A home inspection is an additional cost BUT, you'll be glad you did it. 

YOU JUST NEVER KNOW WHAT'S HIDDEN ! 
SO……GET THE INSPECTION!

Imagine by Danilo Rizzuti