Monday, February 25, 2013

How to buy a house

You are thinking about purchasing a home and are a little confused or concerned about the process.  Here I will walk you from deciding to purchase  to submitting an offer.

Step 1:   Decide to purchase
Making the decision to purchase what may be one of the largest investments in your life can be very daunting.  What do you do now?

Step 2:  Hire your agent 
If the cost of hiring a agent is a concern it shouldn't be.  In almost all cases the seller pays your agent.  You and your agent will have a detailed consultation to determine you wants and needs are for your new home.

Step 3:  Get pre-approved
Contact your lender of choice to determine if you are mortgage ready.  Your lender will go over finances to determine if they are able to extend financing to you.  If you are not ready they will assist in getting you ready.

Step 4:  Let's go shopping
This is the fun part.  We get to go out and see houses.  We get to spend time poking and prying in homes to find the right one for you.

Step 5:  Make an offer
You found the "perfect" home,now its time to sit down with your realtor to talk about the particulars such as price, terms, and contingencies.

Step 6:  Get started with #2 and contact me now with me today to ask questions and get started!!!  

Don't delay there are many incentives out there for buyers

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